Money Orders

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ProneShooter

Guest
I have mailed two letters containing money orders in the past three months. One for gun parts and one with a signed FFL enclosed for a rifle to be shipped to the FFL. The gun parts letter took over a week longer than my normal mail to be delivered and the most recent is still out there in the postal system and it is over 15 days and counting. Has anyone else noticed a longer delivery time on mail with money orders or am I getting a little paranoid about the mail?
 
Around here the banks won't cash a Postal Money order and the Post Offices don't have enough money. getting harder to do business all the time.
 
Around here (southern Indiana) mail varies greatly, local mail seems to take longer than intermediate (east coast to Kansas), mail coming from the west coast is fast but going there is terrible.

Money Orders: the big problem with them, counterfiet. There is a phone number you can call to verify one, this is what I do and my bank does: 1-866-459-7822

A lot of banks still don't know about this verification phone number and just won't accept them.

Hovis
 
USPS M.O.`s....... I`ve had 2 dissappear in transit........when that happens you gotta go to p.o. and for $5.25 you get a form to fill out....6 weeks later.....they reimburse you.....(but not the $5.25 you paid for form).....have`nt lost any since i`ve been sandwiching them between other paper...
my brother has rec`d countfiet USPS m.o`s
SAVE YOU STUBS WITH PROPER INFO....
bill larson
 
The USPS web site lists delivery times for a 1st class letter as long as 9 days coast to coast. During the holidays, its longer. The PO money order can be cashed at my local post office, they have a machine to do this, but may not have enough cash on hand at the moment. Most incomming mail is running about 4 day. Just had 1 not make it at all, if you believe the sender?? He "sent it again" and the Money order was here in 3 dayl. Coast to coast will always take longer.
 
I just cashed in a USPS M/O at my bank.....no problem.....but they run them (and large bills) through a machine to verify it is not counterfit). I find the USPS service hit or miss, they have some great people and some slackers. My small town PO has been operating out of a trailer for several years, and they are considering consolidating with another town. I know my local postmaster is a slacker, because he returned my daughters Xmas parcels twice claiming no deliverable address....yet when she called him admitted the address was valid. Some are worried they may loose benefits if the USPS becomes privatized, hence the poor service and attitude.
 
ProneShooter said:
I have mailed two letters containing money orders in the past three months. One for gun parts and one with a signed FFL enclosed for a rifle to be shipped to the FFL. The gun parts letter took over a week longer than my normal mail to be delivered and the most recent is still out there in the postal system and it is over 15 days and counting. Has anyone else noticed a longer delivery time on mail with money orders or am I getting a little paranoid about the mail?
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You're getting a little paranoid, for no reason. This time of year expect all mail, regardless of content, to take longer to arrive, due to the higher volume of mail generated during the Holiday Season, and the closing of some post offices, and the reduction of delivery days from last year. Even the private carriers get swamped this time of the year.

Common sense. More mail, Less Post Offices, Fewer delivery days. Equals longer delivery times. It happens every year, like clockwork. :)
 
I have never had a problem with USPS. Who else can you trust ? As far as sending a check that is not enclosed in some form of paper, I wouldn't think of it.
Priority mail , for me, is the way to go. Don't forget to include delivery confirmation. It will show you that it HAS reached that address when checking on the tracking #.
 
They may be grabbed by the USPS to help finance the new health care bill. LOL
 
ProneShooter said:
I have mailed two letters containing money orders in the past three months. One for gun parts and one with a signed FFL enclosed for a rifle to be shipped to the FFL. The gun parts letter took over a week longer than my normal mail to be delivered and the most recent is still out there in the postal system and it is over 15 days and counting. Has anyone else noticed a longer delivery time on mail with money orders or am I getting a little paranoid about the mail?
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If they can tell your letter has a Money Order, or check, or worst of all some cash in it you are inviting problems. There should always be enough paper in envelope that you cannot hold it up to the light and see shape of contents.
 
LHSmith said:
I just cashed in a USPS M/O at my bank.....no problem.....but they run them (and large bills) through a machine to verify it is not counterfit). I find the USPS service hit or miss, they have some great people and some slackers. My small town PO has been operating out of a trailer for several years, and they are considering consolidating with another town. I know my local postmaster is a slacker, because he returned my daughters Xmas parcels twice claiming no deliverable address....yet when she called him admitted the address was valid. Some are worried they may loose benefits if the USPS becomes privatized, hence the poor service and attitude.
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where are you at LHSmith? that sounds like my post office .

I'm waiting on some money orders to arive for payment on a action i sold..Where do i get them cashed?
 
You think your Postal system is bad?? try a socialist system, sent a birthday card to a friend, took 10 days for her to get it, she lives 10 feet away from my side door. I don't use the postal system any more then I have too.
 
Bill Gammon said:
You think your Postal system is bad?? try a socialist system, sent a birthday card to a friend, took 10 days for her to get it, she lives 10 feet away from my side door. I don't use the postal system any more then I have too.
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Geez Bill, why didn't you just walk over and give it to them ?:D
 
M.O`s..... sold a scope to a guy in Austrailia......... he sent me a Wells Fargo M.O.......tried to cash it....... at my bank and a W.F.office......bank wanted the check to clear...( 2weeks )...W.F. office would`nt cash it.....said they were in the business of selling them... not redeeming them.......
I took a chance at my bank.....sent scope.... and 2 weeks later the W.F. M.O. was good..........
P.I.A.
bill larson
 
bill larson said:
M.O`s..... sold a scope to a guy in Austrailia......... he sent me a Wells Fargo M.O.......tried to cash it....... at my bank and a W.F.office......bank wanted the check to clear...( 2weeks )...W.F. office would`nt cash it.....said they were in the business of selling them... not redeeming them.......
I took a chance at my bank.....sent scope.... and 2 weeks later the W.F. M.O. was good..........
P.I.A.
bill larson
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Bill;
May I suggest you ask for an International MO the next time ?

Joe
 
Yesterday I took the phone number provided by hovisKM to TD Bank, Citizen's Bank, Ocean Bank, and two local banks. They politely explained that they would not cash postal money orders even if they were verified and that was that! Well, I politely explained to each that I wouldn't be doing any business with them, closed my account with TD Bank and deposited the money in my Navy Federal Credit Union account. The Credit Union allowed that I could deposit a Postal Money Order and drawn it regardless of my balance. Life is about to get worse very soon. Good luck to all, Guy
 
I had better count my blessings living in a city whereby Johnsons wax is made in addition to their having banks here. A family owned CO. I cashed a postal MO last week with no questions. I should state all the tellers know me, but do not know how significant that is. Do they not have to in turn...arrange to be paid for giving me their money as well ?
As far as cashing a bad check goes, if they do, they know that it will come out my account with them.
Guess I'll stay there..
 
Guy Pike said:
They politely explained that they would not cash postal money orders even if they were verified and that was that!
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Given the prevalence of counterfeit money orders, most banks simply won't cash them. It's been that way for a while. Even "verified" money orders come back invalid far, far too often, sometimes weeks after the deposit. When I receive a non-USPS money order, I deposit it and don't consider the money received until at least two weeks have passed.

However, you specified "postal money order". That surprises me. As long as we're staying inside the U.S., USPS money orders are normally more trusted than that. I'm surprised 5 banks in a row refused to cash one but I guess it just streamlines their procedures to allow deposits without actually cashing the things immediately. It's poor customer service but so many people and so many institutions have been bitten so many times that pretty much everybody now considers money orders to be counterfeit until proven otherwise.

OT warning - This situation is roughly analogous to the way US$100 bills used to be treated in most of the world. More than half circulating outside the U.S. were fake and cashing one was somewhere between painful and impossible before we changed the bill design and the North Korean "Super Bill" fakes became obsolete.

Has anybody traveled enough recently to know if the situation has changed? For example, can you exchange a US$100 bill for local currency in Australia these days? It wasn't all that long ago that doing so was often a real problem.
 
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